Stop insurance companies from increasing premiums
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BlueCross BlueShield of South Carolina (BCBSSC) dominates the state’s commercial health insurance market with the largest share (around 59% in commercial, often higher in segments/regions), giving it near-monopoly influence.
It continues raising premiums. As a policyholder-owned mutual, BCBSSC holds substantial reserves (historically high nationally), growing amid critiques of excess capital instead of returning value via lower rates or refunds.
Fellow South Carolinians: Let’s push to refund surpluses through rebates, lower premiums.
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Posted by:Anonymous
3 weeks ago
We need more insurance options that are cheaper.
Another problem I have is pre-authorization for everything. Their prescription policy is insane. More than half of my prescriptions they will not pay for. Another issue is I can't fill my prescriptions a week in advance. So I have to wait until I have 5 pills left before they will fill my husbands heart medicine and this has caused him to go without over holidays. Blue Cross Blue Shield your not being fair.
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Posted by:Wallaby Duck
4 weeks ago
I couldn't agree more. Their reserves (as well as salaries for the top) need to be re-evaluated and managed in the way they manage oreauthorizations!
Posted by:Anonymous
4 weeks ago
They may be a bit higher but they are paying all our providers appropriately and as a result has the strongest network in South Carolina. All the other carriers are losing their contracts. They are offering a value based plan. I know I sell them all as an agent and UHC and Humana is at risk here. Aetna is also playing games. BCBS is taking care of the Carolinians.